Feng Shui Your Financial House

Your Credit Score Is Not Your Humanity Score

Don’t weaponize it against yourself

The TLDR if you’re in a hurry:

In the U.S., it’s critical to know your credit score. It affects how much you can borrow, whether the terms are good or bad, and the interest rate you’ll have to pay.

Today’s task: Find out your credit score for free, here.

Learn more about them, what they mean, how they are used, and what your consumer rights are here.

The longer version if you want to dive deeper:

The credit score is one of the most weaponized numbers around.

It’s easy to make it mean something about your worth, as though a high number means you’re trustworthy and an upstanding citizen, responsible enough to handle debt.

Whoa. Not so fast, my friend.

There are plenty of fine people with less-than-stellar credit scores.

Like that uninsured mom who got hit with crazy medical bills when that uninsured driver crashed her car.

Or that person married to a scammer who ran off with the yoga teacher and jointly owned savings, leaving unpaid bills behind.